Insurance & Financial Services
NorthStar works with premier companies to bring you cost-effective, superb financial and retirement products and plans. We offer over 100 different products including insurance plans, medical plans, annuities and more through seven highly reputable insurance and finance companies. At NorthStar, we specialize in the following four main concerns for retirement-age clients: doctors and medical costs, long-term and home health care, life insurance, and retirement income.
Doctor and Medical Costs:
To ensure you have access to the best care when you need it, NorthStar Financial and Retirement Planning offers a variety of medical insurance plans. Whatever your circumstances, we have a policy that will be an important part of a comprehensive solution for your medical needs throughout retirement. We can assist you with Medicare enrollment, help you select prescription drug coverage or Medicare Supplemental Insurance, or help you find more targeted medical insurance options.
Our offerings include:
- Medicare Supplemental Insurance
- Medicare Advantage Plans
- Prescription Drug Plans
- Dental Insurance
- Hospital Indemnity Protection
- Cancer Insurance
- Income Replacement Protection
Long-term Care and Home Health Care
Retirees today can expect a long, active and fulfilling retirement. Health problems that once seemed unconquerable can now be successfully treated. But long term treatment, and professional care in the comfort of your home can be prohibitively expensive. The right long-term and home health care plans can provide both excellent long-term or home health care and freedom from worry.
We provide the following types of long-term care and home health care insurance plans:
- Comprehensive Long-Term Care Insurance
- Stand-alone Home Health Care Insurance
- Stand-alone Assisted Living Insurance
- High Risk Candidates
Our advisors will work closely with you to determine the best long-term care coverage for your situation. We will also continue to work with you to ensure that your changing needs are met by the right insurance policies throughout your retirement years.
Life Insurance
At NorthStar we offer many life insurance options to provide you with the level of security that you desire. Life insurance policies can serve many purposes, and we work closely with our clients to discern their needs. Among the many choices we offer are,
- "Easy Issue" Life Insurance
- Universal Life
- Whole Life
- Term Life
- Universal Life with Long Term Care Benefits
Retirement Savings and Income:
Whatever your retirement dreams, they depend on financial security. At NorthStar, we are committed to protecting and maintaining your quality of life throughout your retirement years. We are experts in the financial tools available to secure your retirement income. Collaborating closely with you, we help you develop a reliable, robust plan to protect your future and secure your assets.
We can help you with the following:
- Tax Deferred Annuities
- Single Premium Immediate Annuity (Income for Life or Period-Certain)
- Deferred Annuities with Long Term Care Benefits
- IRA Roll-overs and Transfers
Financial decisions for retirement require an extensive knowledge of tax laws, retirement account regulations and much, much more. We can help you navigate confusing regulations, avoid costly mistakes, and invest your money wisely for a secure future.