Northstar Financial

Safe Money. Safe Income.

Welcome to our website.  We hope you’ll find this site helpful as a resource to your current or upcoming retirement needs.

 Our focus and expertise:

  • Protection of Principle  (Safe Money).
  • Reasonable Rate of Returns.
  • Plans that are Simple and Easy to understand.
  • Income for Life:  Creating a Safe and Predictable Income Stream for Life.
  • Income Insurance: Protecting the income stream for your loved ones in case of death or disability.
  • Long-Term Care Planning strategies.

Our beliefs:

  • Educate.
  • Develop long term client/partner relationships.
  • Communicate.

 

Again, thanks you for visiting our website.  Let us know if we can be of service!  Contact Us anytime!
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →

Newsletters

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

The Dynamics That Can Drive Inflation

High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios.

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